Auto Insurance Discount

Auto Insurance Discount - You'll enjoy quality protection and a variety of auto insurance discounts. Your lifestyle, driving habits and policy management preferences are just a few of the many factors considered when determining what discounts are available to you.

Auto Insurance Discount

With put your premium Auto Insurance, not your coverage on drivewise your auto policy, you could earn a discount and up to 20% cash back based on your everyday safe driving.

Vehicle Insurance Discounts

A shiny new set of wheels can help you lower your car insurance rates. Your car's safety features could also help you spend less on auto insurance. Explore all the vehicle discounts from Allstate:

1. Passive restraint discount
2. If your car came from the factory with airbags and motorized seatbelts, you could save up to 30%.
3. Anti-lock brake discount
4. When your car is equipped with anti-lock brakes, you'll score a 10% discount.
5. Anti-theft device discount
6. Secure more savings with an anti-theft device in your car—up to 10%.
7. New car discount
8. Save up to 30% if you're the first owner of the vehicle and your car is only two years old.
9. Economy car discount
10. You could save some green for driving green. Insuring an economy car could help you earn up to a 10% off your premium.
11. Utility discount
12. Save up to 15% when you own a utility vehicle with a model year of 2002 and prior.
13. Farm vehicle discount
14. Save up to 10% when you vehicle is used primarily for farm or ranch work.

Policy Auto Insurance Discount

From the way you pay your bill to purchasing additional insurance from Allstate, your policy management style can help you save money. Discover the available policy discounts:

1. EZ pay plan discount
2. Save up to 5% on auto insurance when you set up automatic withdrawal.
3. Allstate eSmart® discount
4. Sign up for ePolicy—a convenient way to view all your insurance documents online—and save up to 10%.
5. FullPay® discount
6. Save up to 10% when you pay your policy in full.
7. Auto/Life Discount
8. Enjoy a discount on your auto insurance when you purchase a life insurance policy.
9. Multiple policy discount
10. Save up to 10% on your auto insurance when you purchase a home or renters policy.
11. Early Signing Discount®
12. Save up to 10% when you sign your policy seven days before it becomes effective.
13. Good payer discount
14. Save up to 5% if you did not receive a cancellation notice for non-payment during the past 12 months.

Lifestyle Auto Insurance Discount

You could already be eligible for discounts that can help make your auto insurance more affordable. See the ways your lifestyle can help you save:

1. Senior discount
2. Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.
3. 55 and retired discount
4. Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.
5. Resident student discount
6. Enjoy up to 35% off your premium if you have a child attending school at least 100 miles away from where your car is garaged.
7. Good student discount
8. All those A's can add up. Single, full-time students under the age of 25 can save up to 20% for getting good grades.

Driving Auto Insurance Discount

If you have a history of safe driving habits or proactively develop your safe driving skills, you could be rewarded with auto insurance discounts. Check out the discount rewards Allstate offers:

1. Premier discount
2. Save up to 22% for driving 3 years without any violations or accidents.
3. Premier plus discount
4. Save up to 35% for driving 60 months without any violations or accidents.
5. Safe drivers discount
6. Your safe driving habits could save you up to 45% on car insurance.
7. SMART discount
8. Save up to 10% when your Teen successfully completes the TeenSMART driver education program.
9. Defensive driver discount
10. Drivers who are 55 years old, have completed six or more hours of defensive driving courses and have no violations and no at-fault claims can save up to 10%.

Talk to an agent to learn more about these auto insurance discounts.

Savings For Teen Drivers.

There are lots of ways for Teen drivers to earn discounts on auto insurance with Allstate. From good student discounts to rewards for defensive driving programs, your Teen's car insurance premium could be less expensive than you think.
Learn more about Teen driver discounts
The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.

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Savings and coverage subject to terms, conditions and availability. Your Choice Auto® Accident Forgiveness, Deductible Rewards® Safe Driving Bonus®and New Car Replacement are optional and subject to terms, conditions. NOT AVAILABLE IN EVERY STATE. Deductible Rewards apply to collision coverage. In NY and PA, deductible amount will not go below $100. In NY, Safe Driving Bonus® is a discount. Safe Driving Bonus® is based on eligible premium for prior policy period (except in NY), and won't apply after an accident. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL.

Drivewise available in AL, AK, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SD, TN, UT, VA, VT, WA, WI, WV and WY. Feature is optional. Subject to terms, conditions and availability. Savings based on how you drive. Your savings will vary. Allstate Property and Casualty Insurance Co. & Allstate Fire and Casualty Insurance Co. & their affiliates: Northbrook, IL. Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, N.J. © 2012 Allstate Insurance Co

Whether you've just bought a new car, are looking to change insurance carriers or are simply shopping around, getting an online car insurance quote from Liberty Mutual is secure, quick and easy.

What Information Will I Need?
Your time is important, and we'll try to get you through the quote process as quickly as possible. In many cases we can fill your vehicle information in automatically based on public records, but to make things easier, it's best if you have the following information nearby:

1. Your current policy (if you have one) – this is helpful as a reference so you know what coverages you currently have
2. Driving record information from the last five years (including accidents, violations and claims) for all drivers you'd like included on your policy
3. Driver's license number(s)
4. Your car's make, model and year, as well as its Vehicle Identification Number (VIN)
5. The odometer reading for each car you'd like an insurance quote for
6. The location where your vehicles are typically parked

What Factors Will Affect My Rate?
When you request an auto insurance quote online, there are three major factors when your rate is calculated:

1. Your Vehicle: The more expensive a car is to repair or replace, the more it costs to insure. Your vehicle's safety features can help lower your auto insurance quote, as can how often you drive the car and what type of driving it's used for (business or personal).
2. Your Address: Where you live and park your vehicle will affect your auto insurance quote.
3. Your Driving Record: Having fewer incidents such as accidents, moving violations or claims in your driving record will help lower your rate.

If you already have a car insurance policy and are comparing new car insurance quotes to determine what is best for you, make sure that you are comparing similar coverage, limits and deductible amounts. In most cases Liberty Mutual can provide multiple car insurance quotes, any of which can be customized to meet your car insurance needs.

What Coverage is Best for Me?
When purchasing a car insurance policy, you want to make sure that you're getting the coverage you need to fit your specific situation. You can learn more in our Car Insurance Coverage section. If you're not sure what type of coverage you need, try using our Car Insurance Coverage Calculator. This easy-to-use tool lets you review different levels of auto insurance coverage to help you determine what best fits your needs.

What if I Need to Talk to Someone?
If you need help during the online quote process, we have an extensive online help center, as well as a real-time chat feature. But of course you can also always give us a call or contact a Local Agent to get the same great insurance quote experience.
Find Your Local Agent
Enjoy the personal attention you deserve. An Allstate agent is ready to help you with all your insurance needs. Find yours today.